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PerUse addresses the broken model of vehicle financing where lenders lack real-time asset visibility (resulting in high perceived risks and loan rejection rates) and borrowers face rigid EMI structures that don't adjust to fluctuating income, causing financial stress.

Our platform aggregates, cleans, and unifies telematics data from across OEMs, protocols, and IoT providers. We deliver insights, predictions, and controls to lenders while enabling pay-per-kilometer and Battery-as-a-Service models that adapt to real-world usage.

PerUse handles wallets, cloud infrastructure, multiple OEM integration, pay-per-use workflows, security, compliance, data warehouse, battery insights, user engagement, ML models, IoT standards, and user consent management - eliminating the need for lenders to build internal IoT/telematics setup.

A PerUse loan is a revolutionary pay-per-use financing model where your vehicle payments are based on actual usage rather than fixed EMIs. You pay based on distance traveled, making EV ownership more affordable and aligned with your actual usage patterns.

Repayment is automatically calculated based on your vehicle usage and charged to your digital wallet or linked payment method. The more you use your vehicle, the more you pay - giving you complete control over your transportation costs.

Pay-per-Km protects take-home income from downturns, BaaS reduces upfront costs, drivers can become owners through flexible pathways, and usage-based pricing gives borrowers complete financial control over their transportation costs.

Yes, PerUse supports entry into both 4W and 2W mobility segments. Our Battery-as-a-Service products are already live with per-kilometer based plans launched and consistent bookings from customers across both segments.

Vehicle usage is tracked through secure IoT devices and telematics systems installed in your vehicle. All data is encrypted, stored securely, and used only for billing and service purposes. We implement comprehensive consent management and comply with all data protection regulations.

PerUse works across the entire lending ecosystem with extensive AUM access, multi-lender, multi-OEM, multi-city data. Our early mover advantage, data dominance, and deep integrations create an unsurmountable moat in the EV financing space.