About PerUse

Our mission, vision and team powering pay-per-use electric mobility

Unlocking the Future of Smart, Connected Financing

At PerUse, we are on a mission to empower lenders and borrowers through IoT-driven smart financing that adapts to real-world usage. By transforming vehicle financing, we aim to create a future where loans are risk-free, fair, flexible, and accessible.

We solve the broken model of vehicle financing where lenders lack real-time asset visibility (resulting in high perceived risks and loan rejection rates) and borrowers face rigid EMI structures that don't adjust to fluctuating income, causing financial stress.

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Interoperable

Works seamlessly across all OEMs and lenders with ecosystem-wide scalability

Scalable

Flexible model with AI pipeline across entire EV ecosystem

Ecosystemic

Building for the entire ecosystem and several functions with deep integrations

Data Dominance

Unparalleled advantage through early mover advantage and continuous scale

Our Vision

To become the digital backbone that enables the transition to smart, connected financing across the mobility ecosystem. We envision a future where IoT-driven financial products make EV ownership accessible, affordable, and adaptable to real-world usage patterns.

As PerUse scales across OEMs and lenders, our growing data pool makes our algorithms smarter, delivering even greater value to the Auto Lending Ecosystem.

Our Mission

To empower lenders and borrowers through IoT-driven smart financing that adapts to real-world usage. By transforming vehicle financing, we aim to create a future where loans are risk-free, fair, flexible, and accessible.

Aggregate, clean & unify telematics data across OEMs
Deliver insights, predictions and controls to lenders
Enable pay-per-km and BaaS financing models
Remove tech complexity for mainstream lenders

Our Core Values

The principles that guide our approach to fintech innovation

Innovation

Continuously developing cutting-edge solutions that push the boundaries of fintech and mobility convergence.

Trust & Transparency

Building confidence through transparent processes, secure data handling, and reliable platform performance.

Ecosystem Collaboration

Fostering partnerships that create value for all stakeholders in the EV financing ecosystem.

The Founders

Experienced entrepreneurs and technologists building the future of smart financing

Mayank Premi

Serial Entrepreneur, IIT Delhi

Mayank brings over 20 years of industry & consulting experience with some of the best known companies in India. He founded a SaaS-based analytics firm catering to the FMCG industry and has been an entrepreneur for 16 years. He brings deep customer insights and GTM focus to PerUse.

Nawal Lodha

Ex-Cisco, IIIT Bangalore

Nawal has been a technologist for more than 20 years and is a known IoT leader with several industry firsts. Previously he has been a founding member of an IoT and BMS company. He has been aggressively working on the renewables vision where he built products, brand and the business from vision to reality.

Ready to Transform EV Financing?

Join the leaders in pay-per-use mobility solutions. Let's build the future of sustainable transportation financing together.